Mount the majority of motorcycles streaking

China Insurance Regulatory Commission issued a circular to motorcycles in the future will no longer be "streaking"
China Insurance Regulatory Commission recently issued the "cross-strong motorcycle insurance on doing the work of the notice" (hereinafter referred to as "Notice"), which explicitly stipulates that insurance companies may not be around to pay strong risk of serious loss of motorcycle refused insurance, otherwise limit the insurance company's other businesses. Reporter later found that the major motorcycle in Tianjin Binhai New Area and the consumer market in the rural counties, a total of more than 8 percent of motorcycle drivers who do not purchase insurance to pay strong, relevant experts Municipal Insurance Association, said, "notification" is conducive to Tianjin The Property Insurance Company to pay strong expansion of insurance business, urging users to take the initiative to buy cross-strong motorcycle insurance, to protect drivers and relevant rights and interests of others.

Most motorcycle "streaking"

Related to the traffic control department, according to city official said the current capacity of Tianjin to maintain civilian motorcycles more than 20 million vehicles, motorcycles, the main driving areas and suburban areas in the Binhai New Area, handling cross-strong insurance and license no more than 20%.

Reporter learned in the investigation of the city traffic management-related laws and regulations, urban centers do not allow driving motorcycles, motorcycle consumer market is currently concentrated in the Binhai New Area and the suburban areas. As the first year of purchase of motorcycle tubes need to pay for licensing and cross-strong insurance, so less than a year to buy a motorcycle has a strong cross-insurance, but most motorcycle drivers who wish to purchase insurance, are not very active, together with the city some insurance companies motorcycle insurance to pay a serious loss of strong ground, exclusions, or delays in handling cross-strong insurance, resulting in little more than a year with a cross-strong motorcycle insurance, "streaking" a high rate.

North Star District, motorcycle drivers Mr. Wei said he had been driving motorized three years, I was unable to do any insurance. His village has more than 50 motorcycles, do cross-strong insurance and other business insurance, motorcycle not more than 10, no handle the vast majority of insurance.

Strong cross-Yi loss Motorcycle Insurance

Ping An Insurance-related operating officer, at present the city to pay strong motorcycle insurance cost of 120 yuan a year, the maximum payment amount of 122,000 yuan. The accounting, a motorcycle Chuxian need at least a 1017 motorcycle insurance in order to maintain a balance between profit and loss. Motorcycle Chuxian chance and relatively large, it is easy Chuxian losses, leading to the property insurance companies of this business not positive enough. Safe auto insurance business department Jixian relevant personnel, motorcycle insurance business have been relatively strong cross-deserted, one year less than 10 received a single business.

Reporter 4, contacted several property insurance companies in Tianjin found that only peace, sunshine, Ampang and a few other insurance companies carried out several cross-strong motorcycle insurance business, and the handling of this business, more outlets in the suburbs, the number of sales outlets relatively limited, far from being able to meet the needs of rural consumers.

The insured driver awareness to be raised

Journalists in the survey learned that there is more than 8 percent of motorcycle cross-strong risks "streaking" problem, which of course the insurance companies are not enthusiastic about doing business factor, but the motorcycle drivers insured a strong awareness of factors that can not be ignored . Relevant statistical data show that, due to the motorcycle main consumer groups are farmers, rural poor road transport facilities, motorcycle Chuxian high rate of motorcycle accidents throughout the year 2008, the proportion of up to 68%. In addition to motorcycles, the vast rural areas of other tractors, agricultural tricycle strong insurance and other insurance to pay a very low ratio, there are serious security risks, but also constrained the country "car and motorcycle to the countryside" and other relevant policies and implementation.